Baccarat game is played with 8 decks of cards, total 416 cards. Face cards (Jacks, Queens, and Kings) and Tens are worth 0, while Aces are worth 1. All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13).
Whoever closest to 9 win the game else same point will be a Tie game.
At first round of card dealing Banker and Player will gain 2 cards respectively, cards for Player is dealt prior to that of Banker. The third card for Banker and / or Player may be dealt in reference to the baccarat game rules.
The object is to correctly predict which of the two hands (Player or Banker) will have a point value closest to 9.
| Player's two cards total | Player | Banker's two cards total | Banker |
| 0 | Get a third card | 0 | Get a third card |
| 1 | Get a third card | 1 | Get a third card |
| 2 | Get a third card | 2 | Get a third card |
| 3 | Get a third card | 3 | If the Player's third card is 8; do not get a third card |
| 4 | Get a third card | 4 | If the Player's third card is 1,8,9,10; do not get a third card |
| 5 | Get a third card | 5 | If the Player's third card is 1,2,3,8,9,10; do not get a third card |
| 6 | Do not get a third card | 6 | If the Player's third card is 6,7; get a third card |
| 7 | Do not get a third card | 7 | Do not get a third card |
| 8 | Natural, the hand is over | 8 | Natural, the hand is over |
| 9 | Natural, the hand is over | 9 | Natural, the hand is over |
If either the Player or the Banker have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
If the Banker and Player both scored the same, is considered Tie.
Players can Enable or Disable 'No commission' mode in Baccarat games while the count down clock in main game are active with the condition of no confirmed bet on the table. The selected mode will be applied to all quick game ,hot game, lucky game tables. All tables with confirmed bets will not be affected during mode switching. The selected commission mode will be auto applied to other tables in new game round for Desktop Web version.
Baccarat has the following items:
| Items | Description | Payout |
| Banker (No commission mode) | Banker win (if Banker wins at 6, pays 1:0.5) | 1:1 (or 1:0.5) |
| Player | Player win | 1:1 |
| Tie | Tie win | 1:8 |
| Banker Pair | First and the second card of the Banker hand makes a pair (same face value) | 1:11 |
| Player Pair | First and the second card of the Player hand makes a pair (same face value) | 1:11 |
| Super 6 | Banker wins at 6 | 1:12 |
Baccarat has the following side bet items:
| Items | Description | Payout | |
| Big | Dealt 5 or 6 cards totally. | 1:0.5 | |
| Small | Dealt 4 cards totally. (Natural win) | 1:1.3 | |
| Perfect Pair | First two cards on either the Banker or the Player hand (or both) form any pair (same face value) of the same suit on that hand, for example a pair of 7 of Diamonds | 1:25 | |
| Either Pair | First two cards on either the Banker or the Player hand (or both) form any pair (same face value) on that hand | 1:5 | |
| Banker Pair Combination | Mix color | It pays if the Banker's first two card is pair with different color and suit, such as one Ace spade and Ace Heart. | 1:5 |
| Same color | It pays if the Banker's first two card is pair with same color but different suit, such as one Ace Diamond and Ace Heart. | 1:12 | |
| Perfect | It pays if the Banker's first two card is exactly same with color and suit, such as one Ace Heart and Ace Heart. | 1:25 | |
| Player Pair Combination | Mix color | It pays if the Player's first two card is pair with different color and suit, such as one Ace spade and Ace Heart. | 1:5 |
| Same color | It pays if the Player's first two card is pair with same color but different suit, such as one Ace Diamond and Ace Heart. | 1:12 | |
| Perfect | It pays if the Player's first two card is exactly same with color and suit, such as one Ace Heart and Ace Heart. | 1:25 | |
| Dragon 7 wins | It means Banker win with three card total of 7 points, all other outcomes consider lose including Tie. | 1:40 | |
| Panda 8 wins | It means Player win with three card total of 8 points, all other outcomes consider lose including Tie. | 1:25 | |
| Banker or Player Dragon Bonus | *Non-natural hand win by 9 points | 1:30 | |
| Non-natural hand win by 8 points | 1:10 | ||
| Non-natural hand win by 7 points | 1:6 | ||
| Non-natural hand win by 6 points | 1:4 | ||
| Non-natural hand win by 5 points | 1:2 | ||
| Non-natural hand win by 4 points | 1:1 | ||
| **Natural Tie hand | 1:1 | ||
| Natural Tie hand | Push | ||
| Banker natural hand win | Banker wins with first 2 cards having total point of 8 or 9. | 1:4 | |
| Player natural hand win | Player wins with first 2 cards having total point of 8 or 9. | 1:4 | |
| ***Banker 0 Point | 1:8 | ||
| Banker 1 Point | 1:10.5 | ||
| Banker 2 Point | 1:10.5 | ||
| Banker 3 Point | 1:10.5 | ||
| Banker 4 Point | 1:7.5 | ||
| Banker 5 Point | 1:7.5 | ||
| Banker 6 Point | 1:5.5 | ||
| Banker 7 Point | 1:5.5 | ||
| Banker 8 Point | 1:5.5 | ||
| Banker 9 Point | 1:5.5 | ||
| ***Player 0 Point0 | 1:8 | ||
| Player 1 Point | 1:10.5 | ||
| Player 2 Point | 1:10.5 | ||
| Player 3 Point | 1:10.5 | ||
| Player 4 Point | 1:9.5 | ||
| Player 5 Point | 1:9.5 | ||
| Player 6 Point | 1:5.5 | ||
| Player 7 Point | 1:5.5 | ||
| Player 8 Point | 1:5.5 | ||
| Player 9 Point | 1:5.5 | ||
* "Non-Natural hand" means the total of first two cards of Banker or Player is not equal to 8 or 9 points, Any side need to hit the 3rd card will be considered "Non-natural hand".
** "Natural Win" means the total of first two card of Banker or Player is equal to 8 or 9 point.
***For the Banker and Player point betting items, the payout is individual and not related to the win/loss of that game.